Please Click LIKE to like my FACEBOOK blog. Thanks for support

Saturday, September 28, 2013

Durex Special Condom for Pre Mature Ejaculation

Every time we meet with this remisier friend, he always talks about three things: i)asking us to buy very big TV, ii)Viagra; and iii)said those with pre mature ejaculation can try using Durex special condom.


I’ll explain to you what he said and then I will relate it to stock market.


i)Buy very Big TV
He suggested us to buy very big TV, because most of our entertainment at home is on TV. Every day we watch Astro, news, DVD, all on TV. Besides sleeping, the whole family spend a lot of time on TV, regardless of age, small kid watch cartoon, grandparents also watch TV, men normally like watching sports, etc. Due to the above reasons, he said TV is a very good investment, use it every day and can last for few years.


ii)Viagra
He told us Viagra good. Not just good for those with erection problem, but also for those who cannot sustain erection during love making. Actually Viagra is a popular brand and most people know about it.


iii)Durex special condom for pre mature ejaculation
He told us for those with pre mature ejaculation, can try Durex special condom, called Performax, Performa, Pleasure Max, Performax Intense. Don’t know why he said got different name. Inside the condom there is something to numb the penis head and delay ejaculation. He said very effective, delay ejaculation without feeling the numb and without losing the sensation feel. What is inside the condom is similar to what the dental use inside the mouth to numb our gum during dental treatment. So if it is safe inside our month, then is safe on men’s penis. He said it is not available in Malaysia, but can be bought in Singapore or can buy via online.
 

======= 


I relate what he said to stock market.
 
i)Buy Big TV
This is similar to invest big in stock market, because just like the TV, it is a good investment and we should look at long term, buy and invest big and keep for few years.


ii)Viagra
When we buy stock, many times the stock does not move up, this is because the stock lack of Viagra, or in stock market we called it catalyst. Catalyst is something (can be news, buying interest, project, speculation, rumour, etc) that push up the stock price. I wanted to write a topic on catalyst, but I myself still have not really been able to identify stock with catalyst or Viagra.


iii) Durex special condom Performax
After making 10% or 20% gain from a stock, many people will sell it. Normally sell it too early, so we called it pre mature ejaculation. Now no, hope people will keep and make 100% or 200% or more. When we invest in stock market, we need to wear Durex Performax, and not to sell too early. Continue and enjoy the price increase and dividend. Note: A reader told me in Malaysia there is a pill called Priligy, may help. No details on that.




=====

In my blog, I always relate our daily lives with stock market, eg Kung Fu vs Stock Market, 4D vs Stock Market, apply BCG Growth Matrix in stock market, apply 6 thinking hats in stock market etc.


Hope you enjoy reading and benefit too.


Please LIKE my blog Facebook to support, thanks





Sunday, November 18, 2012

Do YOU agree with ME?

Look at the following and see whether you agree with me.

I always hear people say don't convert the currency. For example, they say in Singapore the cost of living is very cheap, eg food, chicken rice only S$3.00, but in Malaysia is RM5.00. 5 is more than 3, so they say Malaysia is more expensive than Singapore. But I say if I convert S$3.00 X 2.5 will be RM7.50, more expensive than RM5. However, they always disagree with me, asking me not to convert. Keep saying $3 is cheaper $5 and they like to make the statement "you work there you spend there".

I can't accept this. I told them if UK selling at £2 (RM10), and Indonesia selling at 7000 Rupiah (RM2.24), meaning UK cost of living is lowest and Indonesia cost of living the highest? Cannot be right? But they still refuse to listen, keep saying you work there you spend there. Actually more 20 friends, relatives or family member always saying that. No one is on my side.

For me, we need to convert, but also need to compare with income. For example 12 years ago my friend with a degree started working,  got offer from Singapore with S$1,500 pay and his Malaysia job offer him with RM2000, doing similar job. Assuming now starting pay S$2000 , and Malaysia is RM2700, I don't know the figure, just assuming. Chicken rice S$3.00 is 0.15% of S$2000. In Malaysia RM5.00 is 0.185% of RM2700. A better way is to use Per Capital Income.

Then if you tell me Singapore cost of living is lower because chicken rice only cost 0.15% of salary but cost 0.185% in Malaysia, I will accept.

Stop telling me "DON'T CONVERT, YOU WORK THERE YOU SPEND THERE".

Thanks.

Friday, August 10, 2012

How to measure success in stock market?

How to measure success in stock market?
There are many ways to measure success in stock market. Success here means gain from trading in stock market or gain from shares or share price movement. Someone made $2 million, may not be more successful than someone who made $1.5 million. Refer to the list below and you will have more understanding.

In measuring success in stock making, it can be measured based on the following:


Total money made
Someone who made $2 million is more successful than someone who made $1.5mil.



Percentage return
The higher the percentage gain, the more successful. Example if Mr A invested $10 million and made $2 million (20%), compare with Mr B invested $0.5 million and made $ 1.5 million (300%), Mr B is more successful.



Consistency
Mr C made 30% per year for two years and then never touches stock market anymore. Mr D makes average 25% every year for the past 15 years, then Mr D is more successful where Mr C’s track record is not proven yet.



Portfolio Performance (stock and cash) rather than just Stock Performance.
Mr E’s stocks value increased from $50,000 to $80,000. Cash $5 million.
Mr F’s stocks value increased from $50,000 to $70,000. Cash $10,000 only.
Mr F is more successful because with total portfolio of $60,000 ($50,000 stocks and $10,000 cash) he managed to increase $20,000 or 33%.
Mr E with portfolio of $5.05 million, only managed to increase $30,000 or 0.59% only.
 


Total Profit in comparison to Personal Total Net Worth
Mr G is a rich man with $100 million net worth, he made only $100,000 from stock market.
Mr H is an average working class worker with $200,000 net worth, he managed to make $80,000.
Mr H is more successful in stock market.


Time needed.
Mr I made $100,000 within 10 years. Mr J made $100,000 within 5 years only.
Mr J is more successful.


Effort Needed
Mr S just look at some simple research figures and made $50,000 within 5 years.
Mr T made deatailed study, attended seminar, do detailed analysis, buy and sell many times, and made the same $50,000 within 5 years.
Mr S is more successful.
 

Age
Mr K made $100,000 within 10 years, Mr K now is 35 year-old.
Mr L made $100,000 within 10 years, Mr L now is 34 year-old.
Mr L is more successful.



Tips
Mr M’s tips are more accurate than Mr N.
Mr M is more successful.



Actions and Result
Mr O’s tips are more accurate than Mr P, but Mr P made more money than Mr O because Mr O talk only, no action, he himself seldom buy. Mr P is more successful.



Economy and Stock Market Index
Mr Q made 200% from year 1992 to 1996.
Mr R made 200% from 2007 to 2011.
Mr R is more successful because from 1992 to 1996 the economy and stock market index perform better than from 2007 to 2011. More easy to make money from 1992 to 1996 than from 2007 to 2011.


CONCLUSION

The list can actually goes on and on.

You can see that it is very difficult to measure who is more successful.

If I tell you now that I have made $5,000, it does not mean that I am less successful than someone who made $6,000. It does not mean that I am more successful than someone who made only $4,000. Many factors need to be considered.

Some people may make less from stock market because they use their money to invest in other investments which make more money than stock market, example in their own business, property, or gold, and some may want to invest more in their children by giving them better education, food, care, etc.


I’m not saying that we cannot compare. If we want to compare, please bear in mind that there are many factors involved, and direct comparison is almost impossible.


  
Articles you may like:

Reason Why Squash is Not in Olympic
http://politemarket.blogspot.com/2012/08/reason-why-squash-is-not-in-olympic.html



Promotion: Cheapest Brokerage $0.20 per trade in Bursa Malaysia
http://politemarket.blogspot.com/2011/12/promotion-cheapest-brokerage-020-per.html


6 Thinking Hats to Improve on Stock Market Performance
http://politemarket.blogspot.com/2012/02/6-thinking-hats-to-improve-on-stock.html


How To Use BCG Growth-Share Matrix to Invest in Stock Market
http://politemarket.blogspot.com/2012/08/how-to-use-growth-share-matrix-to.html



1)Please add my blog link to your blog.
2)Please join Google Friend Connect in my blog.
3)Please click facebook "LIKE" if you like my blog.
4)If you are using mobile, please click/change to web base in order to see my facebook "LIKE" and Google Friend Connect.

http://politemarket.blogspot.com



Thanks




Sunday, August 5, 2012

Reason Why Squash is Not in Olympic

Which sports will be in the Olympics are determined by the International Olympic Committee (IOC). Factors to consider include whether it is widely practiced around the world. Many sports are in and out of Olympics since the Games started.
The 2012 Summer Olympics in London have 26 sports and two additional sports will be added to the 2016 Summer Olympics in Rio.

One sport, can further divided into several disciplines, sometimes being commonly refereed to separate sports. For example Aquatics has five disciplines, 1) Swimming, 2) synchronized swimming, 3) Diving, 4) water polo, 5) open water swimming

A Discipline can further divided into several events, and each event a gold medal is actually awarded.

The two sports that will be added into the 2016 Olympics are Golf and Ruby Seven.

Bowling, Squash, Snooker, Karate, etc will not be in the 2016 Games.


Why Squash is Not in Olympics?
The committees are mostly concerned about the difficulties in televising the sport. Camera angles are difficult and hard for audience to see the ball. Also, the argument between referee and players.

The Squash Committee has made some changes and hopefully the sport will be in the 2020 Olympics games.

Changes:
1) Glass Floors and wall
2) New scoring system
3) Extra referees
4) Video replays inside venue


Now that with High Definition (HD) camera/ TV, it overcomes the concern that TV viewers unable to see the ball.

With World Champion Nicol David from Malaysia, I think most Malaysian will want Squash to be in the Olympic Games.

I want to say that Datuk Lee Chong Wei did a very good job, so close. I think we should not have the mentality that we can only win our first Olympic Gold Metal via Squash. With so many countries managed to do it, I think Malaysia Boleh.



1)Please add my blog link to your blog.
2)Please join Google Friend Connect in my blog.
3)Please click facebook "LIKE" if you like my blog.
4)If you are using mobile, please click/change to web base in order to see my facebook "LIKE" and Google Friend Connect.
http://politemarket.blogspot.com


Thanks

Thursday, August 2, 2012

How to use Growth-share matrix to invest in Stock Market

How to know what stocks to buy. Boston Consulting Group (BCG) Growth-share matrix may help. Let me explain.


I learned this BCG Growth-share matrix during my college days. It is to be applied in Business but I came out with an idea and started to use it in stock market since early 2010. I think it may be helpful to some people in stock market.



Basically the Growth-share matrix is a chart divided into four sections:
1)Stars
2)Cash Cow
3)Dogs (Pet)
4)Questions marks




STARS
This is where the stock that we bought is performing or has very great potential and recommended by many analysts. The company is announcing growth in profit. The share price is increasing. We all are very happy. Although sometimes due to poor market sentiment, the share price may drop, but because the company is achieving growth in profit, we know sooner or later, the share price will increase.


CASH COW
This is where the stock that we bought is paying very high dividend. Many prefer to buy Stars stock, but Cash Cow has its own advantage.
Stars stock price increase may take time, but as for Cash Cow stock, we receive good dividend very fast.
Some people may use Share Margin Financing to buy shares. Therefore, we need some cash to service the interest. If we buy all Stars stocks, if the price drop temporary due to poor market sentiment, we may be subject to margin call or foreselling.

Cash Cow also provides us with the cash flow to buy stocks that we have newly identified. If we had bought all Stars, we may not have the necessary cash flow when opportunity arises.

Sometimes, during poor economy the Stars may be hit and may suddenly make much lower profit or even loss. Cash Cow stocks are in business that are quite stable. Also, the Cash Cow stocks generally the prices are quite stable, even during poor market sentiment.

Therefore, we buy many Stars stocks and buy some Cash Cow stocks as a defensive strategy, and reinvest the dividend we receive.


QUESTION MARKS
This is the kind of stocks that is very risky, but if successful the reward can be extremely good.
You just don't know whether to buy or not. Example many trouble penny stocks if successfully turnaround, the stock price will shot up sharply. But if not, then it may be delisted.

Another example is where the Company may be having some risky project and if successful, the profit can be very great.

Many may want to buy some of these stocks due to the potential great profit. But due to the high risk involved, you may just buy smaller amount because you cannot risk losing most of your money.

Other examples are takeover, pending restructuring, new company, small company, new projects or venture, penny stocks, call warrant, etc.



DOGS (PETS)
Dogs are the stock that you know probably you will lose money if you buy it, but you still want to buy. Based on past experience, you know that if you trade speculative stocks, chances of making money is lower than making losses.

But due to emotion, you have no choice and you still buy. You saw other friends are buying and you want to follow. You heard tips and rumours.

Many people will tell you don't buy and just focus on fundamental stocks. Do you think is easy to control our emotions? That is why so many people make losses in the stock marker. Especially remisiers and dealers who sit in front of the stock prices screen very day, it is not easy to control their emotion.

Can buy, but use very small amount to trade.
In business, Dogs are for examples, doing charity, continue loss making business for the overall Company Group image, etc.

If you lose money in stock market by buying Dogs shares, consider it as learning, charity, and playing games. By the way, not all the times you lose. Sometimes dogs share price can increase sharply and you can make very good profit.


CONCLUSION
If we buy all Stars, sometimes we may have some problem.
If we buy all Cash Cows, profits are not so great.
If we buy all Question Marks, and if not successful we will lose a lot of money.
If we buy all Dogs, chances of making losses are high.


In my view, I think for non-expert investors, we can allocate our portfolio into the four BCG Growth-share matrix . Buy many Stars, then some Cash Cows and Question Marks. And finally, use very small amount of money to buy/trade or speculate dogs. If you can control your emotion, then no need to buy Dogs.

Sometimes it is very hard to differentiate between Stars and Question Marks. Dogs and Questions Marks. If in doubt, put them in Question Marks because you are having a question on where to put and the name is already being called "question marks".



BCG Growth-share matrix in stock market is something that I came out with and I have been applying it for few years and has been successful so far. Hope it can help non-professional or non-expert investors in stock market.


Please note that the above is just my opinion and a case study for myself and is not an advice. Please read the disclaimer clause in my blog. Please consult your investment financial adviser.

Two years ago I already have plan to write this article. The reason of waited for two years is because I normally post short article and I considrer this is long. I was quite lazy to start writing. I really hope there is at least one person who like this article.




1)Please add my blog link to your blog.
2)Please join Google Friend Connect in my blog.
3)Please click facebook "LIKE" if you like my blog.
4)If you are using mobile, please click/change to web base in ordeer to see my facebook "LIKE" and Google Friend Connect.
http://politemarket.blogspot.com


For those who are interested to follow my transaction, please LIKE my blog Facebook.
 

Thanks




Wednesday, December 28, 2011

Bayu @ Pandan Jaya review

This afternoon went to Bayu @ Pandan Jaya, total 3 blocks. Block B and Block C have been fully sold, except one middle unit and one corner unit at the highest floor and the price is RM553k and RM541k respectively. They said Block A will be open for sale mid of January 2012.
The location is immediately after the Pandan Jaya LRT station. Block A is nearest, just after the car park of the LRT station. It is along the LRT track heading the MRR2 direction. But in front of Block A, there is a water treatment plant.

The starting price is RM450k and I randomly picked a unit on 7th floor, the price is RM499,000.

They only have one direction. All the balcony are facing KL Centre, and can view KLCC indirectly. All the main doors with corridor are facing LRT tracks . Because they only have one direction, the density per floor is quite low, only 8 unit per floor.

2 car parks per unit. As usual they will absorb the legal fees for S&P. But buyer will have to pay the bank loan legal fee.

Developer is Extensive Gain Sdn Bhd. Melati Ehsan Group. They asked Kim Realty to sell. Melati stock is listed on Bursa Malaysia and Melati share price is RM0.74 very thinly traded and most of the times are untraded.

For more info on Bayu @ Pandan Jaya:
http://politemarket.blogspot.com/2011/12/bayu-pandan-jaya-condo.html


Other articles:

Please add my blog link to your blog. Thanks
http://politemarket.blogspot.com


Thanks

Friday, July 29, 2011

Is GOLD money? Or is it a commodity?

Nice article for reading.

If gold were simply bought for its industrial use things would be much simpler...

IS GOLD money? Or is it a commodity? asks Julian Phillips of GoldForecaster.

If gold is a commodity then it rises and falls as a result of the ebb-and-flow of the economies that use it. If so, it will move in synch with the financial markets cycles and remain subject to their dominance. But when it comes to gold and silver, nothing is that simple!

If the bulk of the demand for a commodity is contracted to buyers, then the only influence these contracts have on the price of the commodity is through the referencing of that supply to the market price.
The supply of the metal in the open market outside of contracted amounts is the quantity of that metal that determines the price of the metal. Call it the 'marginal' demand or supply. This supply is sent to the open market for buying by non-contracted buyers. It could be just to top up for unforeseen demand, or it could be to sell overbought amounts. This determines the liquidity of the market.

On top of that, speculators frequently enter the market taking a view on demand and supply expectations, taking off supplies to force prices higher or introducing them, to force prices lower. In a pure commodity market, these views are based on industrial demand/supply expectations.

But gold is not so simple or predictable. Most buyers of gold do not Buy Gold for its industrial use. Where it is used in industry it is done so for hi-tech purposes, which is relatively price-insensitive. So the price of gold has little bearing on the demand from industry.

Gold is used to decorate people in its Western jewelry application. There is little sense of showing off the extent of your wealth when wearing gold in the West. Additions of jewels and artistic presentations add so much to the cost of such jewelry that the price of gold in such jewelry is a minor factor. This type of jewelry demand does fluctuate with the state of an economy, but such demand is a small component of the gold market.

In the past it has been an influential one, particularly before the eastern markets 'emerged'. Add to this the determination of the jewelry trade to extend Buying Gold down to poorer people's levels by lowering the purity of the gold sold. This increased the vulnerability of the Gold Price to the state of the developed world economies. Such demand became the 'swing' factor in the Gold Price.

This too was at a time when central banks were not only out of the gold markets but encouraging a heavy increase in supply. As a result, analysts' studies placed great emphasis on western jewelry demand.
Then at the turn of the century, the gold market changed its shape. Asian markets 'emerged'. The driving force behind their buying was totally different to western attitudes. They followed the maxim, "One buys gold, not to make money, but because one has money."

The gold bought was nearly pure. It was bought because it was treated as money and money of a higher quality than currencies. When used in jewelry, it was a statement of the financial security of the wearer. Nothing could be more different than the Western view of jewelry. Central banks changed their attitudes to holding and selling gold then too.

These structural changes altered the dynamics of the gold markets. Over time, investment demand grew to become by far the greatest source of demand for gold. In addition, central bank-inspired supplies (through their encouragement of increased supplies) stopped and gold producers became a source of demand. This happened for a while as they bought back previously sold gold. Central banks cut back on their supplies to the market until they stopped selling and other central banks began buying.

But more was changing in the gold markets. As the ability of currencies to give an accurate measure of monetary values decayed, gold began to fill the hole they left. This aspect of value grew to the point that the Robert Zoellick, head of the World Bank suggested that gold be used as a reference for value measurement. The concept has taken hold again, but as a banker, Mr. Zoellick has remained silent since then. His silence, while deafening, has reaffirmed gold's inherent value. After all, as Alan Greenspan, the most famous Fed Chairman said, 'Gold is money in extreme times'.

Its monetary value lies in its remarkable quality of being both an asset and liquid cash, globally and in all circumstances.

Currencies can't be this. They remain the obligations of one nation or another, dependent entirely on the reputation of the nation printing them. Gold is considered money, without the strings that are attached to national money. Investors from central bankers to Indian or Chinese rural farmers believe that gold is a counter to unbacked currencies issued, at will, by national governments all over the world.

Gold has no nation.

It carries nobody's obligations.

It's what enemies will accept from each other.

The concept of consuming gold is no longer a part of this gold world. These structural changes cut gold off from being just a commodity.

Gold is not a commodity!

Julian D.W. Phillips, 21 Jul '11


More info on Gold
http://politemarket.blogspot.com/search/label/Gold


Add my blog link to your blog
http://politemarket.blogspot.com/


Thanks

Followers

Disclaimer

Disclaimer Clause
The information contained in this blog is my personal diary and has been prepared solely for myself. Without any previous reading material or discussion, by just reading my blog contents, reader may misunderstand the contents.
All the contents I am talking to myself and most contents are hypothetical or imaginary. I REPEAT !!! most contents are hypothetical or imaginary!!!!!
This blog has been compiled in good faith, with no intention to cause hurt, loss, or any trouble. No representation is (either express or implied) as to the completeness or accuracy of the information it contains.
This blog also is not an advice, recommendation or an invitation to buy or sell or invest in anything, eg shares, futures, derivatives, gold, etc. Consult your investment adviser before making any decisions.
The copyright of the material contained in my blog remains solely with me. You shall not copy, reproduce and / or distribute this information without my permission.